A Social Security cost of living increase offers retirees options such as managing costs, saving or enjoying small splurges.

This double SSI check is due to Dec. 1 falling on a Sunday this year. Recipients, who usually receive their checks the first of the month, will get their November payment on Nov. 1, and their SSI payments for December will be distributed on Friday, Nov. 29, according to the SSA calendar.

The big buzz on the Social Security front for months has centered on 2025's cost-of-living adjustment (COLA). Each year, Social Security benefits are eligible for a COLA so that recipients can maintain their buying power as inflation drives living costs upward.